Let Mike Noble Appraisals take care of your appraisal needsTo a lot of people, an appraisal just looks like a line item on the break-sheet for a mortgage or refinance. Almost all lenders still want a local expert because the stakes are incredibly high, even though there are a budding number of automated home valuation systems that might seem more practical than an appraisal. Is securing a mortgage the only reason to get an appraisal? Are there additional cases when the services of a certified, independent real estate professional could come in handy? You bet. 
Appeal your tax assessment in Elmore CountyIf you live in an area where property values have declined, it's possible you're paying too much in property taxes. An appraisal from Mike Noble Appraisals is your best evidence when building your case. We can assist you in appealing your tax assessment. Removing PMI for mortgage paymentsPrivate Mortgage Insurance, or PMI, is an added insurance plan that most lenders ask buyers to purchase when the amount being loaned to the home buyer is more than 80% of the actual value of the home. This additional payment is often bundled into the monthly mortgage payment and is soon forgotten. This is unfortunate because PMI is unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to remove the PMI installments when the loan-to-value ratio conditions have been met. If you'd like to eliminate PMI, Mike Noble Appraisals can produce a statement regarding the value of your home. The expense of the home valuation can usually be offset in little time because you'll no longer be paying the PMI. Order your appraisal from Mike Noble Appraisals today Order onlineSettle a divorce with less stressA divorce can be an especially traumatic ordeal for both parties, and it is often even more complicated by the difficult decision of who keeps the property. It's a good idea to get an appraisal from Mike Noble Appraisals so both parties are completely aware of the true market value of their home, regardless of the situation. The parties will have a good idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Fair and accurate estate liquidationLosing a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the residential property involved. We ensure the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Most Americans don't have dedicated estate planners or executors to handle these matters, unlike wealthier individuals. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received an honest deal. Move to or from Elmore County through an employee relocation programWe are aware of the headaches associated with an employee relocation. We take great care in organizing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive attributes of their property, as well as information regarding any recent sales or listings in their neighborhood that they want considered during our thorough inspection. Close on your home promptly — at the right priceA professional appraisal will help you make a more informed decision when determining your asking price, whether you choose to sell your home on your own or use the assistance of a real estate agent. Apart from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are calculated on our efforts to complete the appraisal report and not a percentage of the sales price. We analyze the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long houses stay on the market. 
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